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Frequently Asked Questions
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Are prescription medications covered under ACA health plans?
Prescription medications are typically covered under ACA health plans. When enrolling with MDHG, our agents can check your prescription coverage. You can also contact the insurance company to verify coverage for specific medications under the ACA plan you're considering.
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How long does the ACA application process typically take?
The ACA application online takes 15-30 minutes, varying with household complexity. After submission, the review process may take weeks. Responding promptly to requests expedites approval for timely ACA coverage.
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Can I enroll in ACA health plans at any time of the year?
ACA enrollment is during the Open Enrollment Period yearly, but you may qualify for a Special Enrollment Period due to life events like marriage or loss of health coverage. In these periods, you can enroll or modify your ACA plan. Always check eligibility and timelines for timely enrollment.